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Business & Finance

What Are the Debt-to-Income Requirements for a Conventional Loan?

If you want a home loan, you need to know about income-to-debt ratio.house image by Earl Robbins from Fotolia.comBy agreeing to lend money on a mortgage, the lending bank has to have some way to predict the homebuyer's ability to make those monthly payments. This prediction is based,...

Take Advantage Of Free Government Grants To Get Out Of Debt Fast

Money, or rather the lack of it, is the one thing that causes a lot of people to become stressed out. Many of them have no idea that the government has set aside billions of dollars for the specific use of various types of grants, one of which is designed especially for people like you and I, who ar

How to Minimize Taxable Income From Casualty Loss Insurance Recoveries

The Internal Revenue Service treats excess recovery from a casualty claim as taxable income in most instances. If your claim payment covers the repair or replacement cost with nothing left over, there is no taxable gain. However, if you file a claim on an automobile valued at $20,000, and the insura

Tax Disclosure: What Can My Tax Preparer Disclose About My Return?

You may have wondered how private your information is when dealing with an attorney, certified public accountant, or enrolled agent. Each of these licensed professional is under ethical standards that are written by a state or federal governing agency. It is true that they cannot ethically disclose

All About Fixed Rate Mortgages

A home mortgage is a long term responsibility and should be thoroughly mapped out prior to signing any papers. Something that is a particularly nice option is a fixed mortgage rate. This option gives

The Magic of Belief

What does belief have to do with finances? Everything! What I'm about to share with you has nothing to do with what I learned in the financial industry.

Financial Planning, Investment Advice

Financial planning for individuals is an important and essential part of one's life's financial security and well being. Creating the need and desire for a happy financially secured life should an aim and everyone earning ...

North Dakota Renter Laws

In North Dakota, landlords may request judicial evictions for tenants who do not pay rent on time, conduct illegal activities or breach their lease agreements. Landlords may evict tenants any time of the year, even in winter. The North Dakota Attorney General's office is available to help mediate la

Social Media Marketing - 6 Steps To Greater Brand Awareness

Among the most widespread fallacies on the subject of social media marketing, is that it is really simple and effortless. After all, how difficult is it to transmit a handful of picture posts or tweets and status posts? Nevertheless, while social media may generally come to pass in a more casual, la

Remedies for Your Credit Debt Challenges

A lot of families struggle with the rotating pattern of credit debt. It makes sense that many people would encounter this type of difficult problem in this struggling US economic climate along with loan providers ...

Recruitment and Selection

Recruitment & selection are key processes, which have impact to potentiate the composition & culture of the organization. Assessing the employee for integration & retention influence the existing employees & the organization`s performance. There are different perspective aspects of recruitment & sel

Mediclaim Policy In IndiaThe Best Medical Insurance Plan

In case you are given to choose a medical insurance plan, there is no short cut to choosing the Mediclaim Policy in India.Of all the health plans available today, Mediclaim policy is the most preferred for its all-round advantages. In a cost effective manner, it covers almost all types of disease.