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Personal Finance : Business & Finance

The Average Cost of Maid Service for a Small Apartment

Busy professionals trying to juggle family and personal responsibilities may not have time to scrub shower grout with a toothbrush, but maid service employees are paid to relieve you of tedious housekeeping chores. It's true that large homes can be tough to keep clean, but small apartments can look

How to Become Credit Card Debt-Free

If you are determined to get out of credit card debt, you surely can. Though it's a bit difficult, it's certainly not impossible. All you need, to get out of credit card debt, is determination ...

What to Look Out for When Hiring a Moving Company

Hiring a moving company eases your stress and reduces your workload at a time when you're already dealing with a long to-do list. Price isn't the only consideration when selecting your mover. Getting your possessions to your new home in one piece may mean paying a little more for a reputable mover.

How to Donate Your Body to Science for Money

If you are looking to make extra money on the side, consider donating your body to science. Only consider this if you are healthy and able-bodied. Your first thought might be to donate your body after death and receive money for it when you are still alive. However, this practice is illegal and unet

Who Is Entitled to an Illinois Public Defender?

If you have seen police shows on television, you know that criminal defendants "have a right to an attorney." In real life, defendants must ask for a public defender if they are facing criminal charges and cannot afford an attorney. In Illinois, public defenders usually work in the public defender's

Games to Teach Budgeting or Money Management for Adults

money, money, money image by easaab from Fotolia.comThe proper management of money is necessary to ensure financial security. With the availability of credit and ease of credit card usage, many adults find themselves in precarious financial situations. Adult educators can assist their...

Can a Bank Freeze the Assets of a Deceased Person?

Whenever someone dies leaving an open account at a bank, the bank wants to be made aware of the death as soon as possible. While banks will not automatically freeze the assets of a deceased person, under certain conditions when a person dies without a will, banks can freeze the account. In order for

Planning For Your Retirement

Do you have plans for your retirement? Whatever you wish to do with your time after work, whether it's spending more time with the grandchildren or travelling around the world, you need to ensure that ...

How to Sell Flowers Online

Most people love flowers and while just about anything can be bought online nowadays flowers are no exception. The flower market is a billion dollar industry and here is how to sell flowers online.

Can I Get Benefits for My Children Under SSI?

Some children as well as adults may be eligible to receive Social Security benefits. If you have a disabled child, the Social Security program known as Supplemental Security Income pays benefits to eligible children who meet all of the program conditions. You may be able to apply for benefits for yo

Definition of an "Irrevocable Letter of Credit"

Using irrevocable letters of credit is not as complex as it may seem. Buyers and sellers simply transfer responsibility for a transaction to their respective banks. Once the seller fulfills his end of the deal by shipping goods, he forwards documentation of shipment to his bank, which then gets his

About Living in Virginia

The inspiration for Virginia's name was England's Queen Elizabeth I, also called the Virgin Queen. Virginia was one of the original colonies.On June 25, 1788, it became the 10th state. Virginia's motto is "Sic Semper Tyrannis," Latin for "Thus Always to Tyrants."

How to Set Up a Premier PayPal Account

PayPal is an online service to make and receive payments. The company asks for one of three pieces of information before you can use your PayPal account (but not to set it up): a credit card, a debit card or a bank account number. You'll need an e-mail account to sign up for any of PayPal's accounts

Why You Should Have a Gold IRA

Gold IRAs have become one of the safest investment tools available to the general public today. The added safety and security offered by backing your investment accounts with precious metals is adding diversity at its ...

How Does Retirement Affect Credit Score?

There are many factors that affect your credit score. Retirement isn't one of them. A credit score is a shorthand summary of your credit history. Your credit history includes all of your borrowing and repayment activity from the past seven years. It does not include your income. Simply retiring will

If I Received a Full Scholarship Is FAFSA Still Necessary?

The Free Application for Federal Student Aid (FAFSA) is free and easier to complete than most scholarship applications. Aside from the federal government, many universities use FAFSA forms to determine eligibility for some programs, financial aid and on-campus work-study positions. Therefore, even i

How to Stack Coupons to Save Even More

Stacking coupons is the process of using more than one coupon on an item. To save even more, many consumers use a manufacturer's coupon and a store coupon on a sale-priced item to get a significant price reduction on the product. Many consumers purchase "free" or almost free items using this method.

A 17% Return On Your Money: Guaranteed!

Debt is becoming an increasingly large problem in America. More and more people are drowning in the hole that they dug. It's not because they're poor, or have no money, but rather they haven't been ...