Personal Finance : Business & Finance
Contributions made to a 401(k) account are tax deductible at the time they are made. Money is deducted from the employee's paycheck and deposited directly into his 401(k) account. These 401(k) accounts invest primarily in mutual funds, and while employee contributions are allowed, employers can also
The length of a bankruptcy payment plan is usually determined by your monthly income and the amount you can afford to pay each month. If you make payments via payroll deductions, your bankruptcy payments will come out of your paycheck for the duration of your plan. However, if you are unable to make
Forex, short for foreign exchange, is the largest market in the world. Every day, traders exchange trillions of dollars worth of currency in the Forex market. Liquidity, leverage and ease of accessibility are some of the major factors that entice speculators to trade the foreign exchange markets.
Quit claim deeds often are mistakenly called "quick claim" deeds. A quit claim deed is one type of deed among many, other common types being general and special warranty deeds. A Florida quit claim deed is quick and simple, and transfers a grantor's (owner's) interest in a property to a recipient, o
Under the Internal Revenue Service (IRS) rules, an IRA is a qualified retirement plan which is given tax benefits to encourage people to save money for retirement. Once you put money into an IRA, you cannot withdraw the money before retirement without paying a 10 percent early withdrawal penalty. Ho
Nurse educators teach student nurses as well as nurses seeking education to advance into a higher-level position, explains Nurses for a Healthier Tomorrow. They teach in formal post-secondary academic programs and also in informal teaching environments. The average salary of nurse educators in Arkan
If you've fallen on hard economic times and have failed to pay your bills, had collections agencies contact you or even gone through a bankruptcy, your credit score is likely very low. While some people turn to companies that offer credit repair services, be very careful when considering such an opt
Your 401k plan with Fidelity can be rolled over to an IRA at your own bank when you leave your employer. 401k plans are designed as retirement savings accounts. While your Fidelity account should offer you a wide range of mutual funds to invest in, you may wish to have more control over your retirem
When you establish a business, start taking steps to separate your company business from your personal accounts. One way is to open a business bank account. Another common action new business owners take is to apply for a business credit account, such as a credit card. Explore the various benefits o
California's Unemployment Insurance Program allows qualified applicants to receive unemployment benefits for up to 26 weeks if they are unemployed or underemployed through no fault of their own. The California Employment Development Department administers the program and benefits. If you currently r
The federal Social Security Administration provides cash benefits to low-income Americans through the Supplemental Security Income. The government awards these benefits to blind, disabled or elderly citizens (aged 65 or older) unable to purchase basic necessities like food, clothing and shelter. SSA
The Federal Pell Grant program helps low-income students pay for college. While receiving food stamps does not automatically qualify you for a Pell grant, enrollment in the program usually signifies that you have enough financial need to receive a grant.
The name "Castle grants" can apply to a number of different grants from different organizations, each with a different purpose. A number of the grants are education focused, though one provides grants for projects that support American values and free enterprise. Each grant has its own requirements
A bank check requires certain information be presented.check book image by Rob Hill from Fotolia.comYou are about to buy a new supply of bank checks and wonder what information must be included on business and personal checks drawn on United States Banks. Regardless of the design or...
The path to becoming a doctor is both difficult and costly, with four years of undergraduate school, four years of medical school and anywhere from three to eight years of internship and residency required. However, the average annual salary for a doctor is one of the highest for any occupation in t
USAA offers financial products and services to members of the military and their families. Products and services offered include mortgages, brokerage accounts, auto insurance, credit cards, checking accounts and other financial accounts. If you have an account or use services through USAA that you a
The Kelley Blue Book is widely accepted as an accurate, but also fair value of a vehicle to both the buyer and the seller. Historically, Kelley Blue Books have been available in bound form, but you can now access Kelley Blue Book information on the Internet by answering a few questions about the veh
MoneyGram is money transfer company with offices in more than 170 countries around the world. Among its other services, the company provides instant money transfer solution, called "ExpressPayment Service." Typically, when sending funds via MoneyGram, the sender wants to know if the receiver has col
Between going to work, picking the kids up from school and running errands, most families need at least one car. If taken care of, a car can last several years, but eventually everyone finds themselves at the dealership looking for a new ride. When buying a car, consumers must choose between buying
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