Personal Finance : Business & Finance
According to the Federal Trade Commission, which enforces consumer credit rights laws, no one has the right to remove factually accurate information from his credit report. Placing a statement in your file will not help your credit score if it is low because of accurately reported information. You m
If you have a Chapter 13 bankruptcy case pending you may want to open up a bank account. You can take a few steps in order to open an account under Chapter 13 bankruptcy.
Bank customers looking for a safe place to deposit money may choose a checking or savings account at almost any financial institution. Though these accounts offer a number of benefits, including interest payments on the account balance for some accounts, customers must exercise caution to avoid expe
If you are moving to a new home or cleaning out the house of a deceased relative, you may come across old bank cards and statements and want to check whether the account is closed or if there are any funds remaining. When you can't locate the original institution, there are other ways you can check
Identity theft is a frightening prospect because of the damage it can do to your credit rating. Delinquent debts, collection accounts and even default judgments the thief has incurred in your name hinder your ability to obtain new credit. By placing a security freeze on your credit reports, you can
Late payments on your credit accounts can cost you in both late fees and damage to your credit score. While a single instance of a late payment may not do too much damage to your credit rating, it can trigger concern in other creditors which can raise your interest rates. Keep an eye on your payment
In Georgia, all limousine drivers are required to have permits. As a driver, you can obtain the permit only once you are employed by a limousine company. This means that when you apply for a job to be a limo driver in Atlanta, you must have already been in training for two weeks before you can apply
If you struggle with poor credit, you aren't alone. Many Americans struggle with bad credit due to a variety of circumstances, including job loss or health issues. Repairing credit is an important step to securing better interest rates on loans, gaining employment and even getting insurance. Credit
You cannot start too early to save for a child's college education, and an educational IRA is one tool that is available to help you prepare for that upcoming expense. An educational IRA, also known as a Coverdell Education Savings Account, allows you to save and invest money for your child's educat
Understand the phases of retirement.retirement worries image by Jale Evsen Duran from Fotolia.comWhile many workers spend their lives dreaming about retirement, some of those workers will find that retirement is not a single event. Rather, retirement consists of a number of phases, and...
With the economy in its current state, most people know that credit is extremely tight. Without a pristine credit rating and a credit score in the 600's or above, you have no chance of getting accepted for any loan whatsoever. If you are looking for a car loan, mortgage, or even just a credit card,
Though an offer out of the blue to apply for a government grant may seem too tempting to pass up, you'll want to proceed with caution -- especially if the offer comes unsolicited and with an application fee attached. Legitimate government grants are available through the U.S. government with no appl
We are all short on cash throughout out lives, and if you have annuity payments coming into your account on a regular basis, then at least you know when there will be some money coming ...
If you offer tutoring, creating a flyer is a great way to advertise your services. A flyer is a single sheet of advertising that can include graphics, but usually presents copy. The copy can be persuasive, or the copy can be informative, meaning it conveys the facts about the services provided. One
Taxes and death are life's tw certainties, or so goes the classic saying. Fortunately when it comes to IRAs we have some options at least about when we pay those taxes. Most people seem to ...
Collision insurance will cover the damage to your car, regardless of who is at fault in the accident. However, it does not cover the cost of damage inflicted on the other person's car. The amount that you have to pay for this coverage will depend on your driving record, value of the car, and risk fa
When you request a copy of your credit report, you can review not only your current and past accounts and payment information, but also which companies have evaluated your credit file in the recent past. Collection agencies sometimes pull the credit reports of debtors in the hopes of gleaning inform
Offshore investment has always been a beneficial investment for many and it will remain so. You can trust the assets protection companies and claims if you really want to establish your organization and business in ...