Personal Finance : Business & Finance
Time-share sales can be a very lucrative business. Whether the time-share is being sold through a large resort or an individual, time-shares draw in a great deal of income because they essentially sell the same structure to several people with the price dependent on how much time each buyer will occ
Illinois has fixed rules governing the way people and organizations who have been ordered to pay money in a court judgment, but have not yet done so, rack up interest costs. The rates depend on whether or not the debtor is a government organization, while the procedure differs in child support cases
The average consumer spends thousands of dollars a year on air conditioning and gas. Air conditioning can account for 40 percent of your utility bill. If you commute, you may need two or more tanks of gas a week to get to work. With electric bills and the price of gas on the rise, these...
The food stamp program helps low-income families afford the cost of groceries. If you suffer from a disability, you have specific rights when you apply for food stamps. Your disability will allow you to meet special circumstances for income and receive more deductions, which may help you qualify for
There are ways to quickly improve your FICO rating.credit card image by jimcox40 from Fotolia.comThe FICO score is one of the rating systems used by credit reporting agencies to determine your overall credit score. FICO stands for Fair Isaac Corporation, which is the name of the...
Financial hard times can impact individuals, families, communities and nations all at once. Money management, risk protection and continually striving to increase income are all proactive strategies for improving financial security in challenging economic times.
Certificates of Deposit offer higher interest rates than savings accounts.to save money image by Maria Brzostowska from Fotolia.comA Certificate of Deposit (CD) is an investment vehicle in which money is deposited with a bank or thrift institution and returns a greater rate of interest...
American Indians who apply to college have access to several excellent forms of tuition assistance that are uniquely available to them. Tuition waivers, grants and scholarships can help students who are members or descendents of American Indian tribes. Waivers eliminate a student's tuition obligatio
Judgments on credit reports are orders from a court to pay obligations. They mean that a creditor brought a suit against you in court and won. These are seriously damaging to your credit. If you've paid a judgment, it doesn't necessarily mean that your credit will immediately improve. It could remai
When you inherit a retirement plan from your spouse, one of the issues you contend with is how those assets are distributed. Distribution of assets from a retirement account favors spouses at the federal level when compared to inheritances given to non-spouses. Understand your rights and what change
A bankruptcy can make many common financial processes, like refinancing, more complicated. Filing for bankruptcy does not simply remove all the debts the debtor is struggling with. There are different types of bankruptcy that create different outcomes, and the court must appoint a trustee to manage
A 403(b) retirement plan allows public sector workers to save for retirement.Cash image by Greg Carpenter from Fotolia.comTraditional defined benefit pension plans are shrinking, and these days workers are being asked to shoulder more of the burden of their own retirement planning. If you...
The federal government offers an array of cost-reducing benefits to ease the financial burden of attending an educational institution. Students who borrow the funds to attend school can deduct the interest payments when repayment begins. However, taxpayers need to be familiar with the deduction requ
Many military members become disabled while serving in the armed forces and receive disability compensation for their sacrifice. There are also benefits for their dependents available through several programs that include health insurance, education and counseling. The Department of Veterans Affairs