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Personal Finance : Business & Finance

What Is an ABO IRA?

A traditional IRA is an account you can use to allocate money for retirement and enjoy the benefit of deferring income taxes on your contributions. The distributions from IRAs are taxable as ordinary income. There are several different types of individual retirement accounts. An ABO IRA is a special

How Is Money Printed in the U.S.?

The U.S. Bureau of Engraving and Printing at the Treasury Department prints all of the paper money circulated in the United States. Printing money is a complex process that changes frequently to minimize counterfeiting. Employees examine all of the bills printed by the Bureau to ensure quality and u

Buying and Financing a Car in Youngstown, Ohio

In today's world, a vehicle is often necessary in order to get us back and forth from work and school, and many of us would not be able to pay the bills if this daily ...

Social Security Medicare Questions

Medicare, which is part of the Social Security plan, is an insurance program provided by the federal government of the United States. People must meet certain eligibility requirements to receive Medicare benefits, and only certain types of disabilities and medical conditions can be...

Taxable 401(k) Withdrawals Vs. Social Security Benefits

When you make withdrawals from your traditional 401k plan, this money is treated as ordinary income. Normally this is not a problem. However, when your 401k plan income reaches a certain limit, you are taxed on your Social Security benefits. You should be aware of the implications, so you can plan a

How Much Does an Eviction Affect a Credit Rating?

A person's credit rating is based on a number of factors that credit rating agencies consider indicative of the likelihood that a loan will be paid back on time. In some cases, your credit rating may be lowered if you have been evicted from your apartment.

How to Set Up a Portfolio

Establishing a healthy, dynamic investment portfolio is one of the best ways to achieve wealth and financial independence. Knowing your time horizon and risk tolerance level, as well as having an understanding of the many different vehicles available to investors today, is crucial to constructing a

How to Apply for Social Security Information

The Social Security Administration administers a variety of programs, of which Social Security itself is the largest. Social Security includes retirement and disability benefits paid to workers. In some cases, benefits are paid to their spouses and/or surviving children after their death. When you b

Is Poor Credit a Cause for Eviction?

A landlord can evict you for a number of things. It's always a good idea to abide by the terms and conditions of your lease. An eviction can end up on your credit file.

How to Choose a Bank

There are more banking options than ever these days. With a little research and legwork, you can find the banking relationship that fits you and your finances.

Is Making Money From Swing Trading Too Good to Be True?

Making money from swing trading is possible, and plenty of people do it. Nevertheless, it's estimated that 80 percent of people who try online trading lose money, and 95 percent of people who try swing trading lose money. Swing trading requires a great deal of study and practice, along with strict m

Low Budget Wedding Plans

In a 2009 article, The Knot, a wedding website for the newly engaged, cited that the average wedding costs at least $27,800, with the price being higher for weddings held in urban areas. Wedding costs include everything from attire and accessories to food and decor. Frugal newlyweds can enjoy celebr

How to Research the Grant Process

Grant writing is a detailed and complicated art. Each grantor has its own requirements and specifications for projects it will fund and for the application process. General research into grant writing is vital before you begin looking for grantors. As you research grant writing, you will discover po

Tax Help: IRA Vs. 401k

IRAs and 401k plans are two tax-advantaged ways to save for retirement. The money that is put into the account is able to grow tax-free until it is withdrawn at retirement.

A Short Guide To Improve Your Personal Finances

Finances are something that every adult deals with. Every part of your day requires that you make any number of financial decisions, so it is important that you get a handle on your finances as ...

How to Claim on Husband's Social Security Disability

Navigating governmental bureaucracy can be intimidating, especially if you've never had to enter this arena before. Nonetheless, it's a necessary task if you'd like to receive a percentage of your deceased or ex-husband's Social Security Disability. The good news is that once you've filed your app

Sports Marketing Scholarships

Sports can offer people a way to stay fit, to be entertained and to socialize but can also be a career. Beyond athletes, coaches and trainers, people can fulfill many roles in sports, from agent to advertising and marketing professional. Sports marketers work in many settings, including colleges, pr

Budget Revision Process

A budget revision is a process that allows budget specialists to make changes to a budget in order to increase the company's financial standing. This can mean making revisions to pull in more income to pay off liabilities or finding methods to satisfy the amount of expenses the business is currently

The Average Salary of Maryland Preschool Teachers

Preschool teachers in Maryland provide early childhood education and care for children who are not old enough for kindergarten. Preschool teachers working for the public school system, state institutions and private special education facilities must receive certification in early childhood education

Scholarships for Forensic Science Minors

Forensic science uncovers the mysteries of the physical world, and a degree in the field opens the door to a lucrative and interesting career. Students seeking a degree in forensic science often major in a more traditional science discipline and add forensic science courses as a minor. Several foren