Personal Finance : Business & Finance
A traditional IRA is an account you can use to allocate money for retirement and enjoy the benefit of deferring income taxes on your contributions. The distributions from IRAs are taxable as ordinary income. There are several different types of individual retirement accounts. An ABO IRA is a special
The U.S. Bureau of Engraving and Printing at the Treasury Department prints all of the paper money circulated in the United States. Printing money is a complex process that changes frequently to minimize counterfeiting. Employees examine all of the bills printed by the Bureau to ensure quality and u
Medicare, which is part of the Social Security plan, is an insurance program provided by the federal government of the United States. People must meet certain eligibility requirements to receive Medicare benefits, and only certain types of disabilities and medical conditions can be...
When you make withdrawals from your traditional 401k plan, this money is treated as ordinary income. Normally this is not a problem. However, when your 401k plan income reaches a certain limit, you are taxed on your Social Security benefits. You should be aware of the implications, so you can plan a
A person's credit rating is based on a number of factors that credit rating agencies consider indicative of the likelihood that a loan will be paid back on time. In some cases, your credit rating may be lowered if you have been evicted from your apartment.
Establishing a healthy, dynamic investment portfolio is one of the best ways to achieve wealth and financial independence. Knowing your time horizon and risk tolerance level, as well as having an understanding of the many different vehicles available to investors today, is crucial to constructing a
The Social Security Administration administers a variety of programs, of which Social Security itself is the largest. Social Security includes retirement and disability benefits paid to workers. In some cases, benefits are paid to their spouses and/or surviving children after their death. When you b
Making money from swing trading is possible, and plenty of people do it. Nevertheless, it's estimated that 80 percent of people who try online trading lose money, and 95 percent of people who try swing trading lose money. Swing trading requires a great deal of study and practice, along with strict m
In a 2009 article, The Knot, a wedding website for the newly engaged, cited that the average wedding costs at least $27,800, with the price being higher for weddings held in urban areas. Wedding costs include everything from attire and accessories to food and decor. Frugal newlyweds can enjoy celebr
Grant writing is a detailed and complicated art. Each grantor has its own requirements and specifications for projects it will fund and for the application process. General research into grant writing is vital before you begin looking for grantors. As you research grant writing, you will discover po
Navigating governmental bureaucracy can be intimidating, especially if you've never had to enter this arena before. Nonetheless, it's a necessary task if you'd like to receive a percentage of your deceased or ex-husband's Social Security Disability. The good news is that once you've filed your app
Sports can offer people a way to stay fit, to be entertained and to socialize but can also be a career. Beyond athletes, coaches and trainers, people can fulfill many roles in sports, from agent to advertising and marketing professional. Sports marketers work in many settings, including colleges, pr
A budget revision is a process that allows budget specialists to make changes to a budget in order to increase the company's financial standing. This can mean making revisions to pull in more income to pay off liabilities or finding methods to satisfy the amount of expenses the business is currently
Preschool teachers in Maryland provide early childhood education and care for children who are not old enough for kindergarten. Preschool teachers working for the public school system, state institutions and private special education facilities must receive certification in early childhood education
Forensic science uncovers the mysteries of the physical world, and a degree in the field opens the door to a lucrative and interesting career. Students seeking a degree in forensic science often major in a more traditional science discipline and add forensic science courses as a minor. Several foren