Personal Finance : Business & Finance
If you're suddenly faced with a large expense -- like an unexpected car repair or a trip to the dentist for a sudden toothache -- and don't have the funds to pay for it, don't panic. You have several last-minute options for generating emergency cash in a hurry. And even if you don't have a pressing
Trusts are legal instruments commonly used for estate planning in lieu of a will. Trusts are created when a person, known as the "settlor," transfers a portion of his property to a trustee who then holds the property for the benefit of a third party, known as the beneficiary.
A lien is a legal claim to another person's asset or assets. By obtaining a lien from a court, the person holding the lien is entitled to take possession of the asset if certain requirements are not met. For example, lenders have a lien on property until the debt is paid in full. Accordingly, if y
Although risky by nature, share trading attracts many because it can help make quick money. However, it is not always possible that yourinvestments pay off and yield great results. Dark clouds of recession, stock market ...
The law provides that the beneficiary of a children's trust fund is entitled to receive the funds held in his name by the trust on his 18th birthday. Neither the trustee of the trust nor the parent or guardian of the child has authority to hold back funds unless there are indicators that the child m
If you have an auto loan on a vehicle that you do not want to keep, that does not have to stop you from selling the vehicle. While it can be difficult to sell a financed vehicle, it can be done. As long as you can find a trusting buyer, you can make the sale without the car title and give it to the
Credit reports for minors typically do not exist except in cases of identity theft. Credit bureaus do not deliberately keep records on minor children. If you suspect that your child may be a victim of identity theft, it is possible to obtain credit reports on his behalf to rectify the situation.
Here is one of the trickiest ways to get kids (or even adults) to eat healthy, fiber rich, oh-so-good-for-you beans... put them in cookies! Garbanzo beans (or chickpeas) are awesome in cookies! Even if you are not trying to get healthy, try this anyway! The garbanzo beans look like macadamia nuts an
MoneyGram is an international corporation that offers several types of financial services, including money transfers. Walmart, a discount retail chain with nearly 9,000 retail outlets, offers MoneyGram money transfers as part of its in-store Money Center services. Anyone can use this money transfer
A budget gives you a set of guidelines to follow in order to avoid uncontrolled debt and financial hardship. Following a budget can also guide you on the path out of already incurred debt and help you save for the things that you want and need. Once a budget is implemented, you will be in control of
Credit ratings help lenders judge whether you'll be able to pay back a debt. They are calculated from your financial history, liabilities and current assets. A poor credit rating is a sign that you are at high risk for defaulting on a loan, and as a result, you may be denied credit or receive very
We all love to dream about the future we want, but many of us do not like the idea of organizing our finances and preparing a financial plan. It seems that our dream of our ...
Pennsylvania's Department of Public Welfare offers several programs to help low income families afford the basic necessities of life. Qualifying for these programs starts with meeting income guidelines, which vary depending on your family's size and assets. Keep in mind that most programs allow dedu
If your mailbox is brimming with bills for debts that you're unable to repay, there's a chance that debt consolidation programs can help alleviate some of the stress and financial burden associated with out-of-control debt. Make no mistake though, debt consolidation programs can negatively affect cr