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Personal Finance : Business & Finance

Eligibility for Food Stamps in Pennsylvania

The Pennsylvania Department of Public Welfare administers the Supplemental Nutrition Assistance Program (SNAP) for Pennsylvanians in need. Residents of Pennsylvania can apply for SNAP through the state's Compass website. Eligibility is determined based on an applicant's gross monthly income, which i

Advantages of a Premier PayPal Account

PayPal Premier Accounts have many advantages. Although available to anyone, the Premier Account is especially well-suited to PayPal users who use the service often and conduct a large number of transactions via PayPal, such as those who use PayPal to run a business. When considering...

College Grants for Housewives

Returning to school after being a homemaker may feel like a daunting task. You may wonder how a one-income family can afford expensive tuition, thousands of dollars of books and other fees and expenses that go along with education. However, you're not alone. The government and private institutions w

What Percent Match Is Typical for a 401(k)?

A 401k plan is a defined contribution retirement plan offered by employers. It is easy to administer and can be drafted to allow employers and employees alike to contribute to the plan. Often, as a means to attract employees, employers will offer matching contributions to their 401k plans.

5 Critical Questions to Ask My Financial Advisor

The role of a financial adviser is to provide advice and invest your money in a way that is in line with your life's goals. Money should not be turned over blindly. Questions about the adviser himself and how he responds to market conditions are important to ask. As the relationship develops, it's w

What Is Equipment Finance?

Equipment financing typically involves lenders writing business loans that are secured by pieces of equipment rather than real estate. Lenders do not generally write equipment loans for consumers although in some states loans used to finance solar panels are available to both businesses and consumer

Ways to Rebuild Bad Credit

A poor credit history can have far-reaching negative effects on a person's life. With a bad credit score, a person is less likely to receive reasonable terms on a loan. This can prevent him from purchasing a house or a car, or getting a credit card. Fortunately, there are a number of...

How to Compare Service Charges Between Canadian Banks

People who have accounts at a Canadian bank receive a bank statement either electronically or in the mail, every month. Often, on the statement is a list of various surcharges, banking fees and miscellaneous charges that your financial institution bills you each month. Some are insignificant, but mo

Mortgage Reduction Tools

Your mortgage is typically your biggest budgetary expense.Housing Market Boom image by Paul Heasman from Fotolia.comIf you are spending more than you earn and your monthly mortgage payment is further straining your financial situation, there are steps you can take to reduce the...

Reasons to Convert an IRA to a Roth IRA

Unlike traditional IRAs, earnings on Roth retirement accounts are federally tax-free.tax forms image by Chad McDermott from Fotolia.comIf you currently are contributing to a traditional Individual Retirement Account (IRA), consider rolling it over into a Roth IRA. Like an IRA, you can...

Social Security Income Questions

Many individuals rely on social security as a retirement savings plan.Roll of dollars image by Mykola Velychko from Fotolia.comSocial Security taxes provide a variety of benefits. Eligibility requirements vary, so you may have questions about when or if you will receive Social Security...

Can You Stop an Employee From Receiving Unemployment Benefits?

Although the name might imply otherwise, not every person who is jobless can receive unemployment benefits. In fact, most jobless people do not currently qualify, either because they have not been recently fired, they make too much money from other sources or because they were fired for an unaccepta

How to Clean Up Fraud From a Banking History

Identity theft and fraud are on the rise. Consumers need to take extra steps to ensure their identities and bank accounts are not compromised. If thieves get your personal information, the Internet provides many ways for them to steal your money. Consumers must shred their personal and banking info

What Does EFX Mean on My Credit Report?

The oldest of the three major credit rating agencies, Equifax, started in the 1890s as a company that sold credit reports of customers to members of the Retail Grocer's Association. If you see EFX on a report, it is an abbreviation for this company. EFX scores are technically not a true FICO score b

Finance PhD Requirements

For those who love the study of the economy, a doctorate in finance may be a part of your career path. An advanced degree in finance represents the pinnacle of academic achievement in the field. You can use this job to be a consultant at a large investment firm or teach others about the science. Bef

The Best Retirement Plans for Employers

Retirement plans for employers allow employers to offer a benefit for employees that they cannot receive without the employer. These plans range from simple contribution plans to full pension plans. The best plans for employers really depend on what the employer is trying to accomplish by setting up

How to Get Rid of Ingrown Toe Hairs with Aspirin Paste

Do you experience problems with ingrown toe hairs that are painful and annoying? You're not alone; ingrown hairs on toes are very common. They are not only unsightly but ingrown toe hairs can be very itchy and painful. Here is an easy way that you can relieve the pain and itch and hopefully stop the

Fastest Way to Improve My Credit Score

Your credit score is determined by five primary factors: your payment history (35%), your debt to credit ratio (30%), the age of your credit history (15%), the types of credit you have (10%) and the amount of new inquiries or new credit you apply for (10%). Improving your credit score takes time and