Personal Finance : Business & Finance
Avoid Financial Problems Now With These Tips In today's world financial goals are important. Whether saving for a car, home or even college tuition for your kids, you need a solid plan to hit those ...
For some students, getting loans is the only way to pay for tuition and related educational expenses. However, because many students do not have credit histories, lenders often require a cosigner who agrees to repay the loan if the student does not. Being a cosigner on someone's student loan can aff
A bank pays an account holder interest in exchange for the use of the account holder's money. A bank account typically accrues compound interest, meaning that the interest itself also accrues interest. Some types of accounts only allow a withdrawal from the account once each year, so that the only c
Even though many of us want to save money, we don't always know how to get started. With this article, I will give you a step by step guide to spending less and saving more.
The Food Stamp Program, now known as the Supplemental Nutrition Assistance Program, is a federal program that provides assistance to individuals and families for the purchase of food. Clients may also take advantage of nutrition education programs to learn to make healthy food choices. There are str
If the Internal Revenue Service assesses tax penalties against you and your appeal fails, you may be tempted to file bankruptcy to have the penalties discharged. This is possible in some instances and impossible in others. Variables include how old the tax debt is, and what type of bankruptcy petiti
According to a 2007 market study conducted by Harris Interactive, 97 percent of baby boomers want to find a way to secure a guaranteed income for life. The shift away from pensions, such as their parents received, to defined contribution plans, has people in the 45- to 60-year-old age group worried.
In Indiana, eligible unemployed and partially employed workers can apply for unemployment benefits with the Indiana Department of Workforce Development. If eligible, an applicant can receive unemployment benefits for up to 26 weeks, without extensions. After an applicant's claim is approved, he will
Whether you work for someone else or own your own business, saving for retirement is essential. With fewer and fewer workers covered by traditional defined benefit pension plans, it has never been more important for every worker to save for the future. Both 401k plans and Simple IRA plans allow you
Credit reports are an important part of your life. They record your financial habits and your responsibility to pay to debts and loans. They also affect many aspects of your life, including: purchasing and selling a home, obtaining smaller loans including credit cards and car loans, and even getting
You spend your entire working life putting money aside in your IRA, but how you take that money out can be just as important. When it comes to your IRA accounts, the two magic ages are 59 1/2 and 70 1/2. When you pass 59 1/2, you can start to withdraw your IRA money without penalty, and when you rea
Minnesota employers completely fund the state's unemployment benefits system by paying state unemployment taxes. The Minnesota Department of Employment and Economic Development is responsible for administering the state's unemployment benefits to unemployed workers. Eligibility depends on the circum
Dividends and salary are two forms of income. Dividends typically refer to income from investments, while you earn your salary from an employer. Taxation of these two forms of income can vary.
Ice cream trucks are a staple of summer in many parts of America. Ice cream truck drivers drive around selling ice cream to children and others who want a treat to help them cool off in hot weather. In Phoenix, ice cream truck drivers must get several licenses in addition to their driver's license b
Savings and CD accounts are both created by banks to entice customers. The purpose of both accounts is the same: to store and save money while earning a dependable interest rate on it. These accounts are far less risky than investment in the stock market with their guarantees, and banks profit from
Selling your unwanted gold jewelry or scrap gold is a fast way to make some cash. Most pawn shops and jewelry stores will readily buy gold pieces and jewelry, and will usually provide with a quote on the spot. However, the price of gold is not stationary and fluctuates depending on the market. Ther
Due to lack of insurance, little savings or poor dental hygiene, individuals can sometimes not afford to pay their dental bill or have dental procedures completed. Thankfully, United States residents have a number of opportunities available to them to pay off a dental procedure or receive reduced-co
While there is no central government agency that handles unclaimed assets, there are many departments within different agencies that deal with different loss situations. For instance, some assets are lost due to bank closures, while other assets are literally lost in the mail because of an incorrect
Galectin Therapeutics (GALT) Initiated With a Buy, InterCloud Systems (ICLD) Skyrockets on Financial
Shares of Galectin Therapeutics, Inc. (GALT) soared on Tuesday's market activity. GALT was initiated with a Buy and price target of $20.00 by brokerage firm MLV & Co. GALT is developing promising carbohydrate-based therapies for ...