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Bankruptcy : Business & Finance

What Happens to Your Time Share When You Die?

Owning a property in an exotic vacation location can be within your reach when you buy a time share. With a time share, you purchase the right to use a property for a certain time period each year, usually for a week. Your ownership in a time share is generally a fee-simple ownership of real estate,

How to Build Up Your Credit After Filing Bankruptcy

After declaring bankruptcy in Canada, all of your unsecured debts are eliminated. This is also documented on your credit report and remains there for a minimum of six years. This doesn't mean that you can't get credit again for six years. It just means that you will have a hard time gettin

How Will Bankruptcy Affect Employment Opportunities?

Most credit specialists agree that the worst possible credit entry on your credit statement is a Bankruptcy! Whether you have filed a Chapter 13 or Chapter 7, it demonstrates a complete failure in managing your credit, Regardless of why you filed. If you have declared bankruptcy in the past, or are

The Facts About Bankruptcy

Many people from the UK consider bankruptcy as a way to brush away their debt but they do not take into consideration the serious consequences that are related with bankruptcy.

Honesty Is the Best Policy When Filing Bankruptcy

Over the last few years there has been a large number of Americans filing bankruptcy as a way out of unsustainable debt. Even though the government has been reporting numbers that would make one think that the recession is over, it's obvious there is a lot more downside to come. The naysayers n

Can One Spouse File for Chapter 13 & the Other for Chapter 7?

Married couples can file Chapter 7 bankruptcy together, Chapter 13 bankruptcy together, or one or both spouses can file Chapter 7 or Chapter 13 bankruptcies separately as long as both meet guidelines set forth by the U.S. Bankruptcy Court. Filing separately results in two filing fees, whereas filing

Entry Level Salary for an OB/Gyn in Nursing

The term "OB/Gyn" is an abbreviation for obstetricians and gynecologists. These practitioners often work in smaller or private clinics and provide health services and nursing treatments for women. OB/Gyn practitioners help prevent diseases and conditions in patients to promote a healthy reproductive

Assigned Claim Vs. Owner of Debt

While taking out a loan seems like an agreement between yourself and a specific bank or institution, debt is often treated like a commodity. Debts can be bought and sold between banks, debt collectors and even individuals. The job of collecting on past-due debts can be assigned to collectors who don

6 Top Tips For Forex Traders

Trading in Forex can be a extraordinarily straightforward means to construct some prompt capital online. But, needless to say, it can also be a way to lose money if you are not vigilant. Keep to these Forex trading instructions to make sure you successfully turn a profit with trading in foreign mone

Ways to Get Bleach Out From Carpet

Bleach is a powerful and corrosive cleaning agent, and if not handled carefully, it can damage and discolor household surfaces. Never attempt to clean carpet with bleach, but if you mistakenly spill or drip some, you can remove the stain with the proper solutions. But act fast, because the longer yo

What Bills to Pay After the Loss of a Job

When your income drops after a job loss, you might find yourself unable to pay all of your bills. Although missing payments on all types of bills can trigger late fees and damage your credit score, some have more serious consequences as well. Focus on the most important bills first if you cannot aff

Are You Ready To Declare Bankruptcy?

You have been avoiding calls form credit card companies for a long time now. You have apile of unpaid bills from banks, foreclosure notice, etc.You just dont know what to do with your overloaded debts.Now, you are thinking of declaring bankruptcy. But are thesereasons enough for you to declare bankr

When to File Bankruptcy

Chapter 7 and chapter 13 bankruptcy are two options for Americans who are having trouble paying down their debts. When unemployment rises and incomes fall, more and more people contemplate bankruptcy as a valid option to solve their financial woes. In some situations, bankruptcy is a good choice for

Bankruptcy Vs Debt Settlement - A Comparison

If debt is getting the better of you, it is time to seek debt settlement. With financial crisis eating at your mental peace, it is important to understand how the liabilities lead to bankruptcy.

Do Personal Bankruptcy Filings Make You an Irresponsible Person?

Is it really so difficult to understand why some of the people find themselves in difficult financial circumstances?Debt is a serious problem which plagues too many American families.People have to take responsibility for their own problems, but aggressive lenders like credit card companies should n

Bankruptcy Cases Spread Fast Across the US

The numbers of bankruptcy cases are rising steadily across the US, there isn't a lot of promise coming from Washington to help with the mortgage crisis as more and more Americans find themselves in default and facing foreclosure. Consider contacting your lender and asking for a loan modificatio

Bankruptcy Assistance and Its Role in Solving Your Problems

If you are planning to file bankruptcy then you need to learn a lot of things about filing bankruptcy. You need to keep yourself informed about various updates in the law of bankruptcy. There are a lot of websites which can indicate you more about bankruptcy and will also help you with the filing fo

What You Can Lose in Bankruptcy - Part Three

We've already discussed some of the more common drawback for bankruptcy such as having to give up assets during Chapter 7 or damaging your credit report severely for several years.Here we would like to discuss some of the more personal and emotional drawbacks you may face when filing Chapter 7

Understanding Medical Bankruptcy

Most people are surprised to find that of the estimated $1.5 million bankruptcies that will be filed this year, 62% of them will be the direct result of medical issues. Even more surprising is the fact that of those filing for medical bankruptcy, over 80% actually had medical insurance.

How Long Does a Credit Card Seek a Bad Debt?

Your credit card issuer might not have a claim on any of your specific property to guarantee your repayment -- unlike mortgage companies and vehicle financiers who issue secured loans -- but it has some legal rights for pursuing bad debts. Federal law dictates debt collection methods, while states l