Commercial Lending

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All of the people have not the funds to go ahead and start their own ventures for creating profit. And gone are the days where loans are easily obtained. Still hope is not lost. Commercial lending is once again becoming the talk of the town.

With the re-opening of commercial loans, borrowers will benefit from fixed monthly amortization rates and competitive interest rates that are usually lower than other loan types, particularly asset-based loans. A proof is showed almost 61% of American banks are planning to do more commercial lending in the coming years. Additionally, 20% of banks are making their commercial loan procedures friendlier and more comfortable for consumers while another 15% will be doing the complete opposite.

Commercial Lenders Are Returning

The competition is becoming tighter between money lenders and financial institutions as well. They are slowly coming back to the market offering lower interest rates and the ease of availability of fixed rates. They can readily supply the demand of the smaller business sector and those who plan on starting entry-level businesses.

Commercial Term Loans

These loans are designed for the purchase of fixed assets such as new or qualified used equipment and vehicles to help the business grow and have fixed terms and may have fixed rates or variable rates. 

 

Benefits
  • Longer terms for larger expenditures
  • Fixed repayment length 
  • Fixed monthly payment amount
  • Low down payment requirements
  • Low closing costs

Flexibility

Commercial Term Loans can be used for a broad range of fixed assets.

Commercial Real Estate Loans

Commercial Real Estate Loans are specifically for the purchase or refinance of all types of commercial real estate properties. Offer fixed rate and fixed term financing. They Extended terms available for owner-occupied property and have Low down payment requirements with Low closing costs

Suitable for all types of Commercial Real Estate including:

Acquisition, Development and/or Construction Loans

Advantage

Loans secured by Real Estate for the expansion, remodeling or renovation of existing property or for new construction of residential or commercial property.

Hard Money Commercial Loan is just part of the cost of doing business and paying a high premium is easily justified because of the other financial advantages gained through the HML. Essentially the HML market is driven by people and businesses willing to pay much higher rates in exchange for speed and efficiency. Commercial lending is once again becoming the talk of the town.They can readily supply the demand of the smaller business sector and those who plan on starting entry-level businesses.
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