Not only is it not "politically correct" to say such a thing, but it just isn't true.
Many studies have shown that over the past fifty years, women are just as competent drivers as men are.
In some age groups, women are significantly better drivers than men.
Just take a look at a teenage boy to figure that one out.
But, getting women's car insurance hasn't gotten a lot cheaper and there are many reasons for that.
First of all, although shopping can be fun, shopping for auto insurance is not, and most people simply don't shop often enough for a new price on their auto insurance.
If it has been more than a year or so since you last priced your auto insurance, then you are paying too much.
Secondly, because women who come out of a divorce often have little or no credit to their own name, they will pay more for their insurance.
Because part of the equation that makes up an insurance premium is based on a person's credit score, women's car insurance can be expensive if the woman has no credit established.
As a woman, you also have to be sure that you are buying a vehicle that is inexpensive to insure.
Many commonly owned cars, especially cars like Hondas, are expensive to insure.
This is because they are expensive to repair and they are commonly stolen.
So, before you buy your next car, see how it rates with the car insurance companies.
You might find that you can buy something a lot racier than you ever thought and still pay a low insurance premium.
Women's car insurance doesn't have to be expensive, and it won't be for you if you do your research first.