This is not to suggest you cannot find an inexpensive policy that will perform as advertised, but be prepared that it may not be the absolute cheapest coverage that you can find.
One of the keys to buying an auto insurance policy that will perform as advertised is to buy it from a company that is well respected by its current customers.
This can be done simply by reading auto insurance review web sites and jotting down the names of a few companies that will keep popping up.
After you have your list all you can begin shopping for the least expensive policy by requesting a quote for insurance from each of them.
This will only take about ten minutes per site and the time spent is well worth the money you will save.
The reason you are requesting quotes from several insurers for the same type of coverage is that every insurer sets their rates differently.
This means the exact same policy can differ by hundreds of dollars in price from one company to the next.
The quotes you have requested will be sent directly to your email or you can request the company have a representative call you in order to discuss the quote.
In either case you will receive the online discount because you initiated the quote request from the company's web site.
After you have received a quote from each company you requested one from you will now be able to buy a very cheap car insurance policy from a company that is well respected and has a reputation for standing by its customers.