In order to attain credit card debt relief first of all you need to identify the nature of your debt that you are involved in and then select a relief program accordingly.
You can either file a bankruptcy or select a debt relief program.
Even though filing bankruptcy may appear as a lucrative option in long terms it is not.
It can damage your credit score and at the same time it destroys your credibility.
But instead you can go for a debt relief option, there are many debt relief options available in the market; debt settlement, debt negotiation, credit counseling...
etc, The best out of all is debt settlement and this enables you to realistically get rid of your unsecured credit card debt with out any further troubles.
Even though debt settlement was available in US for many years it has never been used as today.
With the emergence of recession many started filing bankruptcy and it directly hit the state economic growth.
Therefore with the involvement of the government now stimulus money packages have been injected to the economy so as to encourage people to engage in debt settlement deals.
With this new initiative you can get rid of your unsecured credit card debt through this simple method.
To make this done, you can directly contact your creditor and pay off your debt at once.
Obviously this would be difficult for you in this time of recession, if that is the case that trouble you, you can simply hire a debt settlement company as a third party, they would negotiate with your creditor and will get them agreed to pay a bailout.
Once this is done, you can pay off the rest of the debt in easy installments.
Usually a reputed company attain reduction of more than 50%.
This is incredible huh? Yes you can pay off your debt while saving a considerable amount in your hand as well! That is what good in debt settlement! Thus take a move, steer your life to the destination you wish!