Accident Debt Recovery

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    • Get the other driver's name and contact information. Ask to see his insurance information and write down the company's name, contact phone number and the driver's policy number. Do not get into an unnecessary conversation with the other driver and never admit fault, under any circumstances.


    • Properly reporting an accident goes a long way in helping you recover any debts for property damage or medical expenses. Always file a police report, even if the accident was too minor for police to come out. Go to your local police station and fill out the report. Make sure to contact your insurance as soon as possible. You always want your insurance to have your version of events documented.


    • It is possible that even if you follow proper procedure, the other driver's insurance may not pay you in full. Depending on the coverage, they may say they are only covering a portion of your damages or medical bills. In this case, consider finding an lawyer to represent you and take them court.

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