Not being prepared for a falling tree is a fate worse than death as the turmoil left behind an expected death can be soul destroying as well as financially draining.
The worst happens when you least expect it and with earthquakes, tsunamis and floods ever-present; getting life insurance cover has never made more sense.
George Orwell's Animal Farm even seems to be coming to life as pigs and chickens join forces to produce their own deadly versions of flu that are seemingly taking over the planet and with the whole world battling with nature and man made poisons; untimely demises are scarily commonplace.
It is no secret we do not like talking about death but as ironic as it may sound, death is a fact of life.
Obtaining a life insurance policy allows you to prepare for the unexpected and when you think about the world around us; death could strike at any given moment.
A car accident, a natural disaster, a heart attack and even walking into a lift could see your head parted from the rest of your body (just ask Dr.
Nikaidoh who met this fate in an elevator in a Texas hospital when an electrical glitch forced the doors to shut at abnormal speeds).
The scary thing about death is that we are often not in control of it and the lack of control is arguably the most daunting part, but with life insurance cover you can take some power back.
If you want to look into getting life insurance cover you may want to use the services of a life insurance broker as a way to save yourself time, money and the unpleasant job of planning your own death.
It is not like planning a wedding, you do not get to eat tasty cake or have the excuse to drink too much champagne and dance like a fool, planning your death is far less appealing, which is unfortunately why it is often avoided.
A life insurance policy would have protected a bunny chasing snowmobiler who decided to race a rabbit on the piste.
Unfortunately, he was out foxed by his furry friend who darted towards into a concrete culvert under a road and keen to keep up; he slammed into the culvert and blew himself into a million pieces as the fuel tank scraped the concrete.
The whereabouts of the bunny is still unknown.
My point is simply that you never quite know when danger might strike.
Crossing a road, riding a bike and driving a car are all everyday dangers we regularly face so even without the added pressure of cigarettes, alcohol, drugs, extreme sports and of course plugging in a faulty kettle, the world is a dangerous place and we never know what may hit us when.
Get more information about life insurance cover from a life insurance broker and find out how to protect those close to you after you are gone.