However, there are wrong and right ways to do this.
The choice here is totally yours.
You can simply go for the first quote you get hoping it's the cheapest or you can do more diligence.
The old school choice is to call every home insurance agent you can trust for their quotes.
You can then get whichever you see as best for you after evaluating their quotes.
Thankfully, though, you do NOT need to go through such trouble to have your insurance quotes.
The internet makes it very easy for everyone...
With insurance quotes sites you won't have to waste time searching the Yellow Pages or calling anyone.
Many online home insurance quotes sites return rates from as many as five insurers.
For your questions, a good number of them even provide live chat help.
The simple fact that the savings you can get is closely linked to how extensively you research is certainly a good reason to obtain all the home insurance quotes you can.
These quotes won't cost you a dime.
This means that all they will cost you is the time it takes you in filling the brief questionnaires on those sites.
I don't know about you.
But for me, I can devote a few minutes to answer questionnaires in order to get reductions in my homeowners insurance rates.
And don't forget that online home insurance quotes sites make the whole process far easier and quicker than otherwise.