- The Pell Grant is the perfect form of financial aid if you've taken a hiatus as a housewife. Because the Pell Grant is need based, your lack of employment may actually increase your eligibility for this grant. Aside from being low income, you must also be enrolled in school at least half time. You will be awarded up to $5,550 per award year depending on your school's cost of tuition.
Private and Institutional Grants
- One of the first places you should look for grant money is the school you attend, or the school you're planning to attend. In addition to many merit-based grants (those that consider GPA, creative ability, athletic skill) most schools offer need-based grants to specific demographics. Ask your financial aid office about grants for women, mothers, wives or minorities, if applicable. Some schools will even provide daycare free of charge to their students. Also, ask your husband's employer and other local organizations if they offer college grants or scholarships -- competition for local financial aid can be less steep than for well-known scholarships.
- Because women are often underrepresented in certain types of careers, there are grants and scholarships available to encourage women to pursue these degree programs. The National Black Nurses Association pays grants to black women enrolled in a four-year nursing program and the Educational Foundation for Women in Accounting awards a variety of grants to women enrolled in a finance or accounting program of study.
Other Aid for Student Housewives
- The Davis Program at Wellesley College admits only women over 24 (or younger women with children) who want to pursue a liberal arts education at a nontraditional point in their lives. This program ensures that every woman admitted to the school can attend: the school offers more scholarships than loans to help keep you out of debt. If you're over 35 and living in extreme poverty, you may qualify for a Jeanette Rankin Foundation (JRF) Scholarship. These are awarded to low-income women who are pursuing a technical, vocational, associate or bachelor's degree at ACICS-accredited institutions.