Some you can control, while others you can't.
Why not do all you can to ensure that you are paying the lowest possible rates? Here are my top nine tips for lowering your automobile insurance costs: 1.
Obey traffic laws This is obvious, but how many people do you see getting pulled over for speeding or running red lights? Follow the laws that were designed to limit the frequency and seriousness of car accidents.
Always perform regular safety maintenance on your vehicle Make sure your brakes, wipers, tires, steering and lights are all in tip top shape.
Buy a safer vehicle Go to the Insurance Institute for Highway Safety web site to see a list of cars that are highly rated for low damage-ability.
Pay extra for added safety features like airbags & anti-lock brakes 5.
Always wear your seat belt and insist that all passengers do as well 6.
Buy the highest rated child car seats and use them at all times 7.
Take a defensive driving course 8.
Require that your teenage driver have at least 30 hours of practice behind the wheel in all sorts of driving conditions before you allow them to get a drivers license 9.
Allow your teenager to drive based on your determination that their ability and responsibility levels are high enough to drive a care alone.
Teens that act immaturely and irresponsibility outside a care will generally behave in such a fashion in a car while driving as well.