Alabama Health Insurance Information

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Updated June 08, 2015.

Alabama Department of Insurance

The Alabama Department of Insurance is responsible for regulating all types of insurance sold in the state of Alabama - including health insurance policies.

If you are looking for health insurance coverage, they have lists of insurance agents and insurance companies licensed to do business in Alabama.

If you are having trouble resolving a claims dispute with your insurer, you can file a complaint with the Department of Insurance either by phone or by using their online web form.

Alabama Department of Insurance
201 Monroe Street
Suite 1700
Montgomery, AL 36104
Main Office: 334-269-3550
Consumer Services: 334-241-4141

U.S. Department of Labor

If you get your insurance through your job, your plan is also regulated by the U.S. Department of Labor's Employee Benefits Security Administration (EBSA). They make and enforce the rules that your employer must follow when offering health insurance coverage to employees - for example, your employer cannot single out an individual employee to exclude her from the plan because she (or one of her dependents) has a costly illness. Also, if there are 20 or more employees at your job, you should be offered COBRA continuation coverage when you leave your job. The EBSA works to make sure that all of this happens and your rights are protected.

If you have concerns about your employer's practices in administering your job-based health coverage - for example, if you think you should have been offered COBRA continuation coverage, but were not, or if you feel that you were wrongly terminated from your health plan - contact your regional EBSA office.

U.S. Department of Labor Employee Benefits Security Administration
Atlanta Regional Office
61 Forsyth Street, SW, Suite 7B54
Atlanta, GA 30303
404-562-2156

Alabama Health Insurance Plan

The Alabama Health Insurance Plan (AHIP)offers coverage to "HIPAA-eligible" individuals. This refers to people who have left job-based group coverage AND have elected and fully exhausted any COBRA continuation coverage they were offered. AHIP is intended to provide a permanent coverage option for people who are unable to find insurance after leaving their job and using all of the temporary coverage they have available to them.
Alabama Health Insurance Plan
334-833-5945 or 877-619-2447

Allkids - the state Children's Health Insurance Program

Allkids provides health insurance coverage for children younger than 19. This program is designed for kids whose families make too much money to qualify for Medicaid, but not enough to purchase an individual health insurance policy. Allkids typically costs between $50-100 per child annually - actual premium amount varies based on family income.
Allkids
201 Monroe Street, Ste. 250
Montgomery, AL 36104
P O Box 303017
Montgomery, AL 36130-3017
334-206-5568 or 888-373-5437

Alabama State Health Insurance Assistance Program (SHIP)

The Alabama SHIP program provides free one-on-one counseling for Medicare beneficiaries with questions about any aspect of Medicare, including the new Part D prescription drug benefit, or Medigap coverage.
Alabama Department of Senior Services
770 Washington Avenue RSA Plaza Suite 470
Montgomery, Alabama 36130
334-242-5743 or 877-425-2243
Email - ageline@adss.state.al.us

Alabama Medicaid Agency

Medicaid is a government program designed to help the poor and indigent obtain health care services. Pregnant women and children under age 19 who meet certain income requirements may be eligible for Medicaid coverage, along with aged, blind, and disabled individuals. For more information about eligibility, contact the Alabama Medicaid Agency directly at the phone number or website listed below.
Alabama Medicaid Agency
501 Dexter Avenue
Montgomery, AL 36104
(334) 242-5010
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