If you are driving and are the proud owner of a vehicle, then no doubt that car insurance is something that you should own.
Not only is it legally required by law, but it would also help you sleep better at night knowing that you car is protected.
As there are many types of car insurances out there, you will want to make sure that yours meet your state's requirements.
The requirements set by your state can often be very demanding and most states even make it compulsory for you to have certain insurance policies.
Therefore, it's better to play it safe and go for the best one - such as AIG car insurance.
Not only will it meet all your insurance needs, but it can also be tailored to meet your specific needs.
Some basic coverage options that AIG car insurance has to offer are liability coverage - for any bodily injury - as well as property damage.
This is the most basic coverage that you have to get when you buy a car.
It is likely that most states would require you to have this - but then again the rules in every state are different.
For example, if you are living in New York you are required to have underinsured motorist coverage.
But in some states it is not compulsory at all.
Whether it is compulsory or not, you'd be glad to know that AIG car insurance provides this kind of coverage.
This coverage will come nifty the next time, God forbid, you get into an accident.
If the motorist, who is responsible, doesn't have enough on his insurance to cover the damage inflicted on your vehicle -- you don't have to spend a dime from your own pocket to pay for the cost.
What's more, the coverage isn't at all expensive and could in the longer term save your money.
AIG car insurance also offers medical payments coverage.
It will reimburse any medical fees resulted from car accident - for you as well for other passengers in the car.
Not only that, but you can also reimburse medical fees resulted from accidents that happen to you when you are hit by a car while cycling or walking.
When you are getting your car insurance, make sure that it includes the towing costs in the event of an accident.
Though it may seem insignificant, they can cost quite a lot of money.