What Is Daily Car Insurance? How to Find Short Term Insurance

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Daily car insurance is what it sounds like, it's car insurance that you get for one day for whatever reason you can dream up.
In some instances you may want to make sure that you have enough coverage in place for a special circumstance.
The insurance takes effect immediately after purchasing it, and stays in effect for 24 hours, or until the agreed upon date and time.
The coverage that it provides is subject to the terms and conditions of the policy you sign up for.
If any damage should occur in the time covered and for the contingencies listed in the policy, you'd file a claim just like with regular insurance and the damages should be covered, less the agreed upon deductible.
This type of coverage is getting more and more popular and even easier to find than ever before.
Many of the large insurance companies can offer it directly, and you can inquire about their rates either online or over the phone with an agent.
But perhaps the best way to find daily car insurance is to go with a broker that specializes in this type of coverage.
They'll be pros when it comes to providing a daily car insurance policy so you can have them walk you through the process and make sure you're adequately covered.
Daily coverage can be a good idea for particular situations.
The most common is that you'll be renting a car and you don't want to go with the coverage being offered by the rental company.
For this instance you should check to see if you're covered by your credit card if you're paying by card.
Another reason people get daily insurance is if they are borrowing a friend or family member's car.
To avoid any complications that could arise some people opt to be extra safe and just get their own policy in place for the time that they'll be using it.
It could help to save the friendship in case anything does happen.
Some people who don't drive very often will just put a temporary policy in place for when they do.
This way they're only paying for the insurance when they actually use it, and don't have to pay for it when they aren't driving.
Similarly, those that drive a new car home right after they buy it may go for temporary coverage so that it's in place immediately but only lasts a short while until they can get a traditional policy in place.
The reasons to get daily car insurance are many, and as explained above, the best way to find it is to locate an agent that specializes in it.
It's the best way to make sure that you have all the coverage you need, without paying for items you don't need.
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