Fine Art and Connecticut High Net Worth Insurance

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For wealthy individuals who own a fine art collection protecting the high-value collections in their homes with appropriate insurance coverage is vital. It's a no-brainer that purchasing adequate amounts of high net worth insurance in Connecticut that provides coverage for these treasures is the absolute best solution.

 

However, as with any major investment, taking measures to avoid damaging these often-priceless pieces is even more important. Owners should study these preventive measures and maintenance tips in order to preserve their fine arts collections.

 

Keeping the house at a consistent temperature is imperative

 

In many instances the ideal climate for valuable art is between 65-75 degrees Fahrenheit. Outside airflow can cause damage over time, so to maintain this temperature close to paintings or fragile art pieces it is best to place the piece in a location that is clear from any open passages.

 

Too much humidity may cause mold and extremely dry air can cause paintings and wood to crack and splinter. Home thermostats can be imprecise; making the homeowner unaware of the fact that there is an issue developing. One suggestion is to purchase a digital thermo-hygrometer that monitors humidity and temperatures.

 

Direct sunlight can also be a serious problem 

 

Ultraviolet rays can cause significant damage to paintings and other high-value pieces of art. High-wattage lighting can cause similar concerns and, over time, can once again bring serious consequences to an art piece. In order to further prevent damage and/or fading, it might also be a good idea to rotate the collection periodically so that they don't experience the same, constant exposures over long periods of time.

 

Storage can have consequences as well

 

It is best not to store art in any basements or attics because these areas are susceptible to dramatic temperature and relative humidity changes. If sensitive artwork must be stored away, place them in a centralized room or a cool, but dry space (it is recommended to keep framed artwork face-to-back in a vertical position).

 

Objects, both on display and being stored need to be hung correctly to ensure support and reduce the chance of falling. A professional art hanger will likely use the proper hardware and structural supports, which someone who is not trained may not consider. For example, art should never be hung over a fireplace since heat, smoke, and ash can easily ruin it. These tips will help protect precious art, but are no substitute for Connecticut high net worth insurance.
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