Insurance isn't the cheapest way to good health.
In fact, in many case insurance could prove to be the opposite.
If you want to look for an affordable health plan then you need to start thinking out of the box and try something new.
Consider, for instance, healthcare plans.
No Variable Rates Yes, you've read it right.
Healthcare plans don't charge variable rates the way many insurance companies do.
An insurance company would ask you how much you're earning and ask for a copy of your medical records.
They might even ask about your driving records and what kind of job you have.
All these will affect the final monthly fee that you'll have to pay to maintain your policy.
But it's completely different with healthcare plans.
Healthcare plans see everyone equally.
They don't care how old you are or if you have a history of smoking or the fact that you're working as an undercover FBI agent (if you reveal such a fact to them that is).
The only thing that healthcare plan providers care about is providing you the greatest service for a flat monthly fee.
All-Inclusive Review the services covered of your old insurance policy.
Majority of it focused on what you could get if and when you suffered from a serious injury through no fault of your own or if you die a premature death (do knock on wood thrice for that).
But what if it just so happens that you're the one who's at fault? You didn't mean to be at fault - who would? - but ultimately, you're to blame for a car accident.
Will your insurance company still cover the health expenses you've incurred? Unless you've signed up for expensive comprehensive, all-in insurance then it's very likely that on your own.
But it's different with healthcare plans.
With a healthcare plan, you can be sure that all your hospital and medical bills will be covered by your plan regardless of who's at fault.
If your brother, for instance, was injured in the same incident and you have enlisted him as part of your family plan then he, too, will benefit from discounted fees.
Unlimited Because you see, that's another wonderful thing about these plans - you can use them as much as you want.
There's truly no limit - no price ceiling or maximum amount to worry about.
It doesn't matter how much your bill totals in the end.
It will still merit the same discount rates that have been specified for your healthcare plan.
And yes, you and everyone listed as part of your family plan can use your card simultaneously and multiple times every month.
As long as you continue paying your monthly membership fees on time then there's nothing you'll have to worry about.
Dare to Compare! An affordable health plan is not synonymous to an insurance policy.
Dare to compare - schedule for an appointment with respective agents for both types of healthcare protection providers and you'll see the difference for yourself.