How Does Medicare Work? Understanding Medicare

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Medicare is a federal program open to seniors 65 years or older or to certain disabled Americans.
It has various component programs that cover a number of people.
Generally speaking, Medicare recipients are in the low middle income to low income levels.
Because they have limited means, these recipients often find it hard to pay for all their medications so they will either skip taking the medicine or skip on groceries or other life's essentials.
To help alleviate this particular problem, the federal government has several resources available to Medicare recipients.
For example, the Social Security Administration says, "Medicare beneficiaries can qualify for Extra Help with their Medicare prescription drug plan costs.
The Extra Help is estimated to be worth about $4,000 per year.
To qualify for the Extra Help, a person must be receiving Medicare, have limited resources and income, and reside in one of the 50 States or the District of Columbia.
" There are links at the end of this article you can use to read the full details about this program.
Take advantage of all the information they provide.
Believe it or not, the federal government wants each recipient to get all the benefits they deserve.
They encourage people to find and enroll in federal, state, local and private programs that help pay for prescription drugs, utility bills, meals, health care and other needs.
For example, people who need help paying for food can enroll if the Supplemental Nutrition Assistance Program (SNAP).
The federal government has renamed the former federal Food Stamp Program.
SNAP helps low-income individuals and families buy the food they need to maintain good health.
Their opening paragraph sums up their mission this way: "There are programs that help millions of people with Medicare save money each year.
States have programs for people with limited income and resources that pay some or all of Medicare's premiums and may pay Medicare deductibles and co-insurance.
" Visit this site and click on your home state and see what is available to you.
Hopefully, you hit the jackpot and get all the aid you deserve.
Simply because you are a low income or poverty level income individual doesn't mean you are without means or resources.
The above programs are in place to benefit you and hopefully make your life a bit easier.
Another excellent resource is on Medicare.
gov, the official US Government site for Medicare.
The specific program is called Medicare Savings Program (MSPs).
Its web address is: http://www.
medicare.
gov/contacts/staticpages/msps.
aspx
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